Thursday, January 31, 2008

New Domain Suffixes: If You Build It, They Will Dot.Com

New Domain Suffixes: If You Build It, They Will Dot.Com
by Kimberley Jace

Where do new domain suffixes come from? Why are there so few domain suffixes (also called domain extensions) � and why does my grandmother, who just wants to post pictures from her vacation, have to call herself a �dot.com?�

The Internet Corporation for Assigned Names and Numbers, the internet�s chief oversight agency and the group that gets to decide upon �top-level domain� suffixes, has approved a few new domain suffixes � but only �dot.info� and �dot.biz� have been widely available for private use.

If you�re a school, you can register a web site with the domain extension �dot.edu� (which stands, of course, for �education.�) If you�re an organization and you want people to know you are not a commercial operation, you might prefer �dot.org.�

Then there�s the mysterious domain suffix �dot.net,� used by both businesses and organizations who found their preferred �dot.com� name had already been taken another business or organization. There are more than 20 million domains registered using the �dot.com� suffix, and there can only be one �something.com.� The first one to purchase that domain name gets to use it. Therein lies the problem.

New domain suffixes and you

Sooner or later, everybody in the civilized world will need a little piece of cyberspace to call their own. Your web presence will be the way you interface with the world, the place you collect your mail (Oh, are you doing that already?), get your phone calls and promote your interests. It will be where people find you.

But what will you call it? Can your own name be a domain name? That depends. You might find miroslavwoscjewiecz.com is still available, but if you�re John Smith, no such luck. (And if your surname is Google, you�ve got real problems.) You can try registering a �dot.name� domain name, although all the more common surnames have been gobbled up.

One international company has started selling �.ws� web sites; the �ws� stands for (you guessed it!) �web site.� It once stood for the tiny island nation of West Samoa, which graciously agreed to make it available to the world because that country�s 200,000 inhabitants don�t use computers as much as we do here in the U.S.

The new domain suffixes of tomorrow

Oh, there will be other suffix-come-latelys some day. The ICANN approved �dot.xxx� for porn sites a couple of years ago. Of course, that won�t help my grandmother.

But the last time I checked, Granny.ws was still available.




About The Author

Kimberley Jace is a connoisseur of domain names and a freelance provider of internet services; learn more about the domain suffix her grandmother favors at http://www.jumpinanywhere.com. This article is copyrighted and may be reprinted only if used in its entirety with this paragraph attached.



Source: www.articlecity.com

Research Tools for Pricing Research

Research Tools for Pricing Research
by James Marriot

Price marketing research involves finding a competitive price for your product. It involves deep analysis of the competition prevailing in the market and then taking a decision accordingly.

Market research companies help you in deciding an optimum price for your product, keeping in mind your product and its features. For this, market research firms use qualitative and quantitative research tools.

The pricing done by market research companies is done after keeping in mind consumer sensitivity towards pricing. Price sensitivity depends upon the nature of the market, target consumers, value of the company�s brand and the differential level of your company�s product and services.

Market research companies advise the client company on answering the brand-positioning question, while deciding upon the overall price features of your product or brand. Market research companies help you address the brand positioning-related questions and also make you aware of your current market standing.

In various stages of pricing research, market research companies help you by conducting market segmentation research and positioning research, which includes aspects like price sensitivity and concept analysis.

Qualitative research methods are employed to provide a base for the quantitative research for deciding on the competitive prices of the product. This task is carried out by defining the problem, assuming a hypothesis and identifying the determinants. Pricing research can be carried out by conducting personal interviews, which will help you get a personal opinion on what people feel, value and believe. It also helps in discovering the hidden issues. It is seen that it is the market research firm that decide the sample size in order to get an accurate market research data.

Market research companies help you in answering your specific problems related to the pricing of your product or service. They also make you aware of the benefits of carrying out pricing research, and advise you on how to tap the opportunities and maximize your success chances in market.

Global firms have analyzed the profits of investing in India and are therefore looking forward towards investing in the various sectors in India. This has led to increased competitive pricing in the country. This has also contributed in the boom in knowledge outprocessing companies in various parts of India. Market research companies prepare market research reports on the basis of research carried out by them.

To avail more information on market research in India and its future market growth log on to the website: http://www.rncos.com.

RNCOS E-Services Pvt. Ltd. is an industry leader in the field of online business research. We specialize in industry research on various business verticals. To read our market research reports, visit us at our website: - http://www.rncos.com or email us at info@rncos.com.




About The Author

James Marriot

RNCOS E-Services Pvt. Ltd. offers complete e-publishing solutions for your business. We provide personalized world-class content development and management solutions that are qualitative and result-oriented.



Source: www.articlecity.com

Best Use of Flow Diagrams At Work

Best Use of Flow Diagrams At Work
by Clyde Hart

Flow diagrams are not new to most of us. In one or the other way, we have used them in our daily lives. Flow diagram is not only a term it refers to the diagrams of various types and designs. It is a broader concept that is used to depict the flow of process or data in the system. All these are used to represent the processes in a sequential manner. Flow diagrams first present a process in a graphical manner that is then described in detail and analyzed for its performance. If any errors or bugs are found is then rectified and the best alternative system is chosen for the process.

Flow diagram consists of set of boxes and symbols used to represent the flow of information or data or sequence of components in a process that is to be followed. Various decision boxes are also used to represent the runtime solutions for various decisions. All the boxes are followed in sequence, that is, one after the other. All the components are linked and related to each other. In other words, we can say that all the components in a flow diagram are interrelated to each other. Flow diagrams are very useful as it helps to understand the concept of the process and the way the system would function in a clear and concise manner.

Flow diagram refers to the state diagram, process flow diagram, data flow diagram and flowchart. It includes all the diagrams of state of the process, the way the process flows in the system, data flow within the process and the basic flowchart. That makes flow diagram a concept that covers all the aspects of process, data and state of any system. All the parts of Flow diagram have different uses and importance. State diagram represents the state of the process in a given situation or condition. The process flow diagram depicts the process flow in a system. Similarly, the data flow diagram shows the way the data would flow in the system, where it would be modified, files required or manipulated etc. is shown here. At last, flowchart is a pictorial representation of the components of the process and their relationship.

Flow diagrams are used in software companies while developing computer projects, business or industries while implementing any process (such as sales, manufacturing, purchase etc.), accounting firms as accounting flowchart etc. to increase the understandability of the process. Technical drawings are also created using flow diagrams in various manufacturing fields.




About The Author

Clyde Hart

If you have been looking for solutions to your http://www.flowchartapps.com Flow Diagram Software problems be sure to join Clyde Hart while he dissects the use of software, applications and sheets.



Source: www.articlecity.com

Wednesday, January 30, 2008

Quick and Easy Sour Cream Crescent Rolls

Quick and Easy Sour Cream Crescent Rolls
by LeAnn R. Ralph

To find a good book to read or for more free recipes, visit http://ruralroute2.com

If you would like to serve fresh homemade crescent rolls for a special dinner or family get-together, this recipe takes only 2 hours from start to finish.

~ 2 packages of dry yeast (or 4 teaspoons bulk yeast)

~ 1 cup warm water

~ 1 cup buttermilk (or 1 cup milk with 1 tablespoon of lemon juice added)

~ 1/2 cup sour cream (use light sour cream, if you like)

~ 1 stick butter (or margarine) softened (if you want a lighter version of dinner rolls, use a half stick)

~ 1/3 cup sugar

~ 1 teaspoon salt

~ 6-7 cups flour

Dissolve the yeast in the warm water. Add buttermilk, sour cream, butter (or margarine), sugar, salt and 2 cups of flour. Use an electric mixer or a wire wisk and blend for several minutes. Add the remaining flour. Knead for several minutes. Let the dough rest for 20 minutes.

To make the crescent rolls: divide the dough in half. Roll each half into a 12-inch circle (mine usually ends up being more of rectangle than a circle, but it works, so who cares?).

Spread soft butter onto the circle of dough. Cut the circle in half. Cut each half into quarters. Then cut each quarter into three pieces (as if you are cutting a pie).

Roll up each piece of dough, beginning with the wide end. Place on a greased cookie sheet with the "point" underneath. Let rise in a warm place for 45 minutes before baking.

Bake at 350 for 20 to 25 minutes or until golden brown. Allow to cool for 10 minutes and remove from the cookie sheet.

This recipe makes 2 dozen crescent rolls. Total time (including time to bake) is about 2 hours.

© 2007 LeAnn R. Ralph




About The Author

LeAnn R. Ralph is a newspaper reporter in Wisconsin. She also is the author of books about growing up on a small family dairy farm 40 years ago. The Midwest Book Review calls this series of books �Highly recommended reading!� You are invited to sign up for the twice-monthly newsletter from Rural Route 2 -- http://ruralroute2.com

Books about life in the country 40 years ago -- http://ruralroute2.com



Source: www.articlecity.com

The Newest Work Hazard For Computer Users: CVS

The Newest Work Hazard For Computer Users: CVS
by Amy Thomas

Millions of Americans go to work every day to sit at a computer for 8 or more hours, seven days a week. While office work is hardly considered to be a "dangerous" job, several years ago, doctors began to notice that certain afflictions are becoming increasingly common among those who use computers all day long.

First, the medical community became aware of CTS (Carpal Tunnel Syndrome), a painful and sometimes debilitating inflammation in the wrist, arms, and hands. In response to the increased number of office workers being diagnosed with CTS, computer furniture manufacturers began to develop ergonomically correct keyboards and keyboard trays, as well as computer chairs that offer more comfortable seating for computer use. Now, many employers provide ergonomically correct workstations for their office staff and CTS is on the decline.

Unfortunately, a new hazard has now taken the place of CTS. It's called CVS (Computer Vision Syndrome), and is caused by prolonged visual exposure to a computer screen. CVS has, in the past two years, become the number one health complaint of office employees.

Like CTS, Computer Vision Syndrome is also preventable. There are a few things you can do to reduce the sensitivity and eye strain associated with computer work. According to optometrist Dr. Larry K. Wan, there are five key ways to reduce the effects of CVS.

Dr. Wan suggests getting regular eye exams, which means (according to NIOSH�the National Institute of Occupational Safety and Health) once a year. While many contact-lens wearers are required to get eye exams each year to renew their lens prescription, it's important for those who don't wear contacts as well. Tracking the health of your eyes will allow your optometrist to identify whether or not you're experiencing a deterioration of vision due to CVS.

Dr. Wan also contends that proper lighting is important, citing that eyestrain can be caused by excessive lighting either coming in through a window, or from interior lighting itself. Dim your lights when using a computer.

Glare is another factor that Dr. Wan claims can cause CVS. In addition to adding an anti-reflective coating to your eyeglasses, glare can be prevented by anti-glare screens attached to your monitor, or by using an LCD monitor arm. LCD monitor arms actually allow you to tilt or slide your monitor at the touch of a finger, eliminating strain as the light in the room changes. We found affordable, high-quality LCD monitors online at Versa Products, Inc.

Adjusting the brightness of your computer screen can also help. Optimize for comfort which may mean either reducing or increasing the brightness. Find one that feels comfortable to your eyes.

Interestingly, Dr. Wan also tells his patients to blink more often. When staring at a computer screen, we tend to blink less than we normally do�a process which keeps the eyes lubricated and comfortable. Make a point of blinking more often and every half hour, blink about ten times in a row, slowly. This will help reduce the effects of CVS as well.




About The Author

Amy Thomas

VersaTables specializes in http://www.versatables.com/ computer lab furniture and other office furniture at the lowest prices possible. Visit our website today and save thousands on your computer furniture and lab tables. VersaTables.com



Source: www.articlecity.com

Organic Wine: Reprieve for the Allergic

Organic Wine: Reprieve for the Allergic
by Jennifer Marie Jordan

When I was a kid, I developed an allergy to peanut butter, something I loved to eat by the spoonful. While others ate it, mixing clumps with strawberry jam and putting it between two slices of bread, I stood by drooling; then, with a sense of defeat, I went to stick my head in my Easy Bake Oven. To me, there was nothing worse than being five years old and having a peanut allergy; it�s the equivalent to having a wine allergy when you�re over 21.

Lucky for me, I�m not allergic to wine. I�ve self-tested with hundreds of bottles and I can confidently declare that I would definitely know by now. Definitely.. But, many others aren�t that lucky; some people have wine allergies, an allergy that hinders their ability to savor one of life�s greatest pleasures.. This allergy leaves people with an empty wine glass, an empty wine cellar, and a unyielding impulse to look up to the sky and scream, �Make me allergic to diary, make me allergic to cats, make me allergic to my siblings, but please don�t take away my Cabernet.�

While no one wants a wine allergy, those who have one are forced to take it seriously. This is particularly true if they are allergic to sulfites, compounds often used as a means to preserve wine by helping it to avoid oxidation and spoilage. Unfortunately for those with allergies, sulfites are added to a vast majority of wines. Because of this, checking the label doesn�t just become a matter of hoping to find the best tasting wine, it also become a matter between being well and being ill.

When someone who is allergic to sulfites drinks wine containing this compound, they run the risk of experiencing an allergic reaction - an allergic reaction to wine makes a wine hang over look like a walk in the park. Some people may experience sneezing, or hives, while others may have difficulty breathing and need emergency medical attention. Sulfites can also cause anaphylaxis, the most severe of allergic reactions.. During this kind of reaction, a person�s blood pressure dangerously drops and their bronchial tubes narrow, making it increasingly harder for them to breathe.. If left untreated, this can lead to death in a matter of minutes. For these reasons, many people with sulfite allergies avoid wine altogether: not even the greatest wine in the world is worth compromising health.

However, luckily for those affected by sulfites, organic wine has come to the rescue, wearing a red cape and giving those allergic to regular wine a second chance.

Organic wine doesn�t necessarily mean �sulfite free,� a tidbit of information extremely important to those sensitive to even the most minute levels of sulfites. In fact, wines are rarely sulfite-free; sulfites occur naturally in wine. However, conventional wines go above and beyond the naturally occurring sulfites, adding many more sulfites to their finished product. Organic wine, on the other hand, tend to believe that the naturally occurring sulfites are enough - they don�t want to compound the situation.

The true definition of organic wine depends on where the wine is produced. For wines produced in America, the National Organic Program, the federal agency overseeing the production of organic food, has mandated that any wine claiming to be �organic� must not contain any added sulfites. Wines merely claiming to be made with �organic grapes,� however, aren�t subject to these regulation.. Along these lines, wines that are produced outside the US are governed under their own regulations: these wines generally have added sulfites, but the amount is roughly a third of the amount found in conventional wine. Thus, for those with sulfite allergies, it�s important to read the label very carefully.

Drinking organic wine isn�t just limited to those with sulfite allergies - it�s not a secret club people are allowed into by submitting their medical records.. Many people simply find organic wines better tasting, healthier, and good for the environment.

Organic wine is composed of grapes that are grown in an organic vineyard with organic farming techniques. Essentially, this means that the grapes were grown in a manner void of artificial fertilizers, pesticides, or herbicides and full of natural fertilizers.. These vineyards also contain cover crops between their vines and work to attract beneficial insects, insects that will feed on harmful pests. Though no scientific provides credence, there is strong speculation that drinking organic wine instead of conventional wine decreases the chance of a hang over. This has led many people down an organic path, a path paved with the healthiest of soil.

Though not widely available, organic wine has recently begun to gain in popularity. Sommeliers are finally beginning to get the hint as bottles of organic Pinot Noir approach, tapping their fingers and impatiently saying, �Ahem.� Still, organic wine remains harder to find than conventional wine - many restaurants do not serve it and some liquor stores have either no collection or one that is minimal.. But, rest assured, there are places to find it, and soon they�ll be more..

Online is a great place to start, booming with shops that will ship organic wine to your house. Organic food stores - such as Whole Foods - have also jumped on the organic band wagon, obviously needing a ride from drinking too much. Along these lines, there are certain liquor stores that do carry a large selection of Organic wines.. To find one in your area, try calling around, doing an Internet search, or going to http://www.wine-searcher.com.

It might take a little research, but you�ll be rewarded once you are cradling that bottle of organic wine in your hands with a straw in your mouth. Then, it will all be worth it�naturally.




About The Author

Jennifer Jordan is the senior editor at http://www.savoreachglass.com. With a vast knowledge of wine etiquette, she writes articles on everything from how to hold a glass of wine to how to hold your hair back after too many glasses. Ultimately, she writes her articles with the intention that readers will remember wine is fun and each glass of anything fun should always be savored.



Source: www.articlecity.com

Characteristics of an Internet Child Predator

Characteristics of an Internet Child Predator
by Wendy McLellan

Millions of children and teens are on the Internet everyday. They surf web pages, get their email and chat with their friends. Most parents believe this is harmless, except that our kids are being targeted everyday by predators on the Internet.

Let's explore some of the characteristics of a child predator. The average child predator is male and over the age of 25. He could be considered "the guy down the street who kept to himself". The loner type, very few friends and typically not married. A child predator most often has limited social skills, but a propensity to engage in conversation with an adolescent or child. This individual will tend to become shy with adults of his own age. He tends to seek out jobs that allow him to work around children, such as a baseball or basketball coach, Boy Scout leader, janitor or teacher at the school.

Child predators usually see nothing wrong with their behavior. Child predators come from all walks of life, some are rich, some are poor, some are educated and some are not. They usually have a sexually abusive or violent background histories. Child predators will "target" numerous children at one time. Their words are cunning and they take their time to "groom" their victims. "Grooming" is done by showering their victims with gifts, signs of affection and anything else they can, in order to build trust and a relationship with potential victims. Once trust is built, blackmail and guilt are sometimes used to get the child to succumb to their demands.

The Child Internet predator will utilize any or all of these techniques online. They will often times mask their age and state that they are around the same age as your child. They will stalk the Internet sites that most children and teens regularly visit. Hiding behind their computer screen, waiting patiently and then attacking their prey, our children.

How can you tell if your child is at risk? Your child may turn off the computer suddenly when you enter the room. Your child may be receiving gifts from others that you do not know. They may become more secretive about what they are doing online and usually spend more than an hour a day on the Internet. You may see long distance phone numbers that you do not recognize or they may receive phone calls from people that you are not familiar with. These are all signs that your child may be at risk.

As a parent, what can you do? One of the best ways to keep your child safe online is to create open dialogue with your child and to set clear rules regarding computer and Internet usage. You will also need to understand what your child is doing online. Learning more about how your child uses the Internet and whom they talk to in emails and instant message chat rooms can do this. You may also consider utilizing Internet monitoring tools to keep tabs on your child's activity.




About The Author

Wendy McLellan MA, LCDPII is a licensed mental health and substance abuse counselor, with more than sixteen years of experience. She has recently devoted time to the efforts of http://www.safecomputerkids.com in their goal to provide parental internet safety tools and resources to the public.



Source: www.articlecity.com

Steakhouse Manhattan serves food for the true gourmet

Steakhouse Manhattan serves food for the true gourmet
by Neil Folley

A gourmet�s dream would be to find himself in a quality restaurant where everyday is like an ongoing celebration of exceptional food and wine. And if that person happens to be fond of steak then there is nothing that can compare to a steakhouse Manhattan which is home to the finest quality of aged prime steak. A steakhouse which is also known as a chophouse serves not only the premium quality beef steak cooked to suit your taste but also many other kind of meat according to the preference of the patron. A steakhouse Manhattan is the place where you can indulge in steaks, seafood, ribs, chops, salads and more which have been prepared only with the finest quality ingredients and served in an ambience that compliments the food. Although a steakhouse Manhattan will be usually frequented by a confirmed steak lover but a person can also enjoy other kinds of meat like a hamburger, lamb, pork, game, chicken, barbeque, seafood and even pasta.

Steakhouse Manhattan serves steaks that are grilled, broiled or maybe even pan-fried. Although steaks are usually prepared of beef but they may also be made out of red meat or fish depending on the preference of the patron. Also since steaks are prepared on dry heat so the tenderest parts of the animal is used to prepare a steak in any steakhouse Manhattan. This in turn causes the steaks to be sold at a premium and hence a person who frequents a steakhouse Manhattan is also perceived to be holding a good status in society. Also a steakhouse will usually serve the main course with side dishes according to the choice of the diner. A side dish could be rice, pasta, beans or potatoes. Usually a small serving of cooked vegetable also accompanies the main dish and the side dish. The vegetables that are usually preferred are spinach, tomatoes, mushrooms and onion rings. At times only a green salad may be served with the steak.

A Steakhouse Manhattan also serves popular accompaniments such as prawns or lobster tails with the delicious steaks. The patron also has a choice of alcohol based drinks to add to his eating experience with family, friends or colleagues at any steakhouse Manhattan. The soothing and pleasant ambience only enhances the experience of enjoying your favorite steak at such a steakhouse. The staff is both friendly and helpful and is always willing to guide you with your choice of dishes in case you are experimenting with any particular dish at a steakhouse in Manhattan. Several other kind of food is also called steak without actually being one such as a Swiss steak or a Hamburger (Salisbury) steak. However a true steak lover has many varieties and options of actual steaks to chose from which are as varied as high priced Sirloin steak to a Skirt steak. So if you are a true gourmet and prefer to have your steak rare, medium or well done a steakhouse Manhattan should be your destination of choice.




About The Author

Neil Folley holds a Masters Degree in Hotel Management. He loves good food and arranging private parties.To book for Sunday Parties and enjoy tasteful food at South Street Seaport Restaurant, Steakhouse Manhattan visit http://www.markjosephsteakhouse.com



Source: www.articlecity.com

Tuesday, January 29, 2008

What Is CLASSID?

What Is CLASSID?
by Arvind Singh

ActiveX controls are reusable software components that are used to add special functions to web sites or desktop applications. Browsers use the 'CLASSID' of the ActiveX Control on a web page to determine if the control already exists on the system. If they do not they are automatically downloaded from the website.

Before you go ahead and download a registry cleaner understand why it is necessary. As a web page loads on your system, you may be prompted to install several ActiveX components before the page can be fully downloaded. This is so that the browser can interpret the ActiveX components and display them properly on the system. This only would only occur if the controls used in the web page were not already on the system. If you decline permission for the installation, the page will not function properly. However, once these ActiveX controls are on your system, you won't have to download them again, even when you come across them on other web sites. These download clutter up the registry over time and need to be removed with the help of some registry shareware cleaner.

Other ID Tags

So how can the web page determine that the required ActiveX controls are not installed on the system or not? The browser does this by referring to the 'CLASSID' in the 'OBJECT' tag of the web page. To cut a long explanation short, an ActiveX control is added to a web page using the and container tags. The 'CLASSID' is unique to each ActiveX component




About The Author

Arvind Singh is admin and technical expert associated with development of computer security and performance enhancing software like Registry Cleaner, Window Cleaner, Anti Spam Filter etc. More information can be found at http://www.pcmantra.com

To know about the Registry Cleaner visit at: http://www.pcmantra.com/registry-cleaner.htm

Know more about Registry Cleaner?

Read Articles at : http://www.pcmantra.com/RegistryCleanerResource.aspx



Source: www.articlecity.com

Choosing the right Tailgating Grill

Choosing the right Tailgating Grill
by Bryan Kipke

If you are planning a tailgate party you need a few things, good people, good drinks, and a good grill. There are a few things that you need to consider before choosing a grill for your next tailgate party.

Camp Stoves:

Camp Stoves are a great addition to Tailgaters due to its ability to do many different things. First off Camp Stoves are not grills. It is just a way to have an open flame that is regulated and controlled. Camp Stoves are not meant to grill burgers and hotdogs by themselves. There are some accessories that must be bought before this can happen. If you are looking for a grill to make hamburgers, hotdogs, or anything else that can be grilled directly on the grill check out our Table Top Grills, or Portable Grills.



Camp Stoves are meant to be used at if it were an outdoor kitchen stove. You can use pots and pans, skittles, dutch ovens, or anything else that you usually use on a regular stove. Of course you can purchase grill attachments for direct grilling. Camp Stoves can make a simple hamburger and hotdog tailgate into a gourmet tailgate with stews, chili, boiled shrimp, or lobster (yes lobster check out Gillette stadium tailgaters), and anything else you can cook up, imagine, and feast upon.

Table Top Grills:

Tabletop grills are great for a quick set up with a picnic table, setting on the ground, or tailgate. These are small and portable which makes them very diverse and useable. Some are designed more for grilling, some more for using with pots and pans. Either way these are great for setting up quickly, getting the food cooked, cooling off quickly and stowing, so that you can get into your event quickly. They are also for those who are looking for the least amount of cleanup, and work to be done.

Portable Grills:

Portable grills are for the serious tailgater. Portable grills offer a wide range of uses, from skillet cooking to grilling burgers, and hot dogs, to dutch oven use; to anything that can be fried, cooked, grilled, and ate. Portable grills are easy to set up, and easy to take down. Pull the grill out of the trunk or back of the truck, set up quickly, get your food, and get going. Have fun, eat well, and be happy.

Backpack Grills:

Backpack grills are our most highly portable grills we have found. Most are simply single burner stoves meant to head up a pot, pan or skillet. These are great little grills for a quick small tailgate party, or to just pull over on the side of the road on a long trip and have an impromptu tailgate lunch party. You never know when a tailgating mood will hit, and these ultra portable grills will let you tailgate in any spot.

So what we have found is that you have to first decide what kind of party you are going to have. Then you will be able to quickly and easily decide what kind of grill is best for you.

Have fun, Cook Well, and Tailgate the right way

Staff

TailgatingDoneRight.com

http://www.tailgatingdoneright.com




About The Author

Welcome to TailgatingDoneRight.com

TailgatingDoneRight.com was created with the mission of providing consumers one place where they can get many of their tailgating, picnicking, and portable eating equipment. Customers can come here to compare different portable cooking, and cooling products so that they can be certain that they are getting the best value in the industry today. With TailgatingDoneRight.com all of the products include a 30 Day Guarantee. If you are not happy with any of the products purchased from this site please contact us at customerservice@tailgatingdoneright.com and we will arrange for it to be returned for a full refund.



Based in Nashville, TN we are centrally located around some of the greatest tailgating in the nation including World Class Concerts, SEC football, and NASCAR to name a few. It has been our experience that good tailgating equipment has always been hard to come by. With TailgatingDoneRight.com we just want to serve those who enjoy the great outdoors, and great entertainment.



Source: www.articlecity.com

Blizzard Cracks Down On World Of Warcraft Gold Farmers

Blizzard Cracks Down On World Of Warcraft Gold Farmers
by Emma Martin

Only a few days after Ebay kicked all of the sellers auctioning virtual goods, including World of Warcraft gold, off their auction site, Blizzard decided they needed to take some action as well to stem the flow of real money trading for virtual goods.

This comes upon the heels of Blizzard's wide-scale actions last year when they banned close to 60,000 World of Warcraft accounts for terms of service violations. This year it is going to be the gold farmers who are on the run. Blizzard recently announced in their forums that they have "filed a federal lawsuit against the operators of Peons4hire, a popular gold-selling organization. As part of the lawsuit, the operators of Peons4hire have been asked to immediately cease all in-game spamming efforts by all entities and websites under their control."

Since these gold farmers use bots to spam other users within the game, they are very disruptive to other Warcraft players, especially if you are trying to do some grinding or gold farming on your own. In addition, real money transfers for virtual goods is not in the spirit of WoW game-play as it gives players with more disposable income unfair advantages in the game.

Thankfully, since the release of Blizzard's spam filters, a lot of the worst spam has stopped, but it will take a lot more diligence on Blizzard's part to finally put the trade in real money for gold to bed. This first round of cease and desist orders, though, is a step in the right direction. Combined with Ebay's actions, this should go a long way to level the playing field for players who want to just enjoy the game without spending hundreds of dollars just to keep up with other players. It is definitely an excellent first move and it will be interesting to see how they follow-up.




About The Author

Emma Martin is an avidgamer who prefers to earn her own gold. For reviews of World of Warcraft strategy guides, visit her website: http://www.wowplayersguides.com



Source: www.articlecity.com

Avoiding PMI - Private Mortgage Insurance

Avoiding PMI - Private Mortgage Insurance
by Max Hunter

PMI - a recurring, monthly, unwelcome guest. It sounds similar to and is about as welcomed as a similar acronym. PMI is private mortgage insurance. This insurance policy is paid for by the homebuyer when the amount of their primary mortgage is greater than 80% of the value of the property.

You will note that the term "primary mortgage" was used. This is for a specific reason. It is not the total of all mortgages and home loans on the property that is evaluated, but rather the amount of the primary or largest mortgage on the property that can trigger PMI.

PMI is calculated by taking 0.5% of your primary loan balance and dividing it by 12 (12 monthly payments). For example, if your primary mortgage is $200,000 and you are required to pay PMI, your mortgage payments would be an additional $83.34 per month. For most homebuyers, this additional premium is a considerable financial burden to undertake.

There are ways around PMI for those homebuyers unable to put down 20% or more on their new home. Mortgage lenders have created loan packages which include two or more home loans that when combined exceed the 80% threshold, while no one of the loans exceed that threshold. Typically there is a primary mortgage and either one or two home equity loans taken out simultaneously which are 81% - 100% (or sometimes more) of the home value. This affords the homebuyer to put less than 20% down, or perhaps put nothing down at all while at the same time eliminating the need to pay PMI.

If you know you are going to be putting less than 20% down on the purchase of your home you should immediately speak to your home lender about avoiding PMI. A good home lender will inform you about these types of packages. Though the rules on these packages may differ from state to state, the vast majority of states allow for these types of loan packages.

When you review this type of package you will note that there will invariably be a different interest rate on the mortgage than there is on the home equity loan(s). The mortgage rate may have a slightly lower interest rate or perhaps even a considerably lower interest rate. You should be able to calculate what the monthly payments would be for the combined loans and then determine if it comes out less than a single mortgage with PMI. Obviously, a good lender is only going to present you the package if the payments are cheaper than a single loan with PMI.

You are able to refinance the loans at any point and combine them into one payment. You would only do this when the value of the home is more than 20% above of the amount you will mortgage. As the value of your home increases through home improvements or time, you can receive an appraisal and speak to your home loan professional to determine if refinancing the loans into one loan makes sense.

These types of loans are often referred to as 80-10-10 loans or 80-15 loans, among other names. An 80-10-10 loan is a mortgage at 80% of the amount to be financed and than two home equity loans at 10% each. You will likely find that all three loans will have a different interest rate with this type of package. 80-15 loans are similar but would be the main loan at 80% and a secondary loan at 15% with the buyer putting down the additional 5%.

It is important to note that when financing 90% - 100% of a home, or more, the appraisal will play a key role in the loan approval process. If the appraisal does not come out at a pre-determined amount, the lender may feel that the transaction is not a sound one. You may need to go back and renegotiate the purchase price of the home or run the risk of being denied the mortgage. Most real estate contracts, however, do have a clause in them that allows the buyer out of the contract if they are denied a mortgage. You will want to speak to the lawyers and real estate agent in advance if you are planning for applying for this type of loan. Some contingency clauses in contracts specify a maximum percentage of a loan you need to qualify for and if you are denied for a loan at a higher percentage you are not protected by this clause.

It is important for you to have all of this information in place before you start your home search. By knowing how your financing is going to be handled you will be able to make sure you are protected in the transaction and you will also be able to negotiate a better deal since your financing has been completed or is close to being completed. The key is knowing in advance what percentage of the value of the home you are able to and willing to put down on your new home.




About The Author

Max Hunter is the author of many credit related articles. If you are looking for help with Home Loans or any type of credit issue please visit us at http://www.homeloanave.com



Source: www.articlecity.com

Monday, January 28, 2008

ERP Implementation: typical problems and how to avoid them

ERP Implementation: typical problems and how to avoid them
by Andrew Karasev

The fact, that midsize business ERP system implementation should be planned and thought through � what-ifs and rollbacks. This is not a recent management science discovery. Plus � it also known from the managerial theory that key people and the whole company team involvement is highly recommended, and even required. In this small article we will concentrate on the generic technology pitfalls as well as the coordination with several high-tech contractors and you internal IT team. We will assume that you are on Microsoft Windows platform and implementing Microsoft Dynamics GP Great Plains, however similar advises are applicable to Navision, Solomon, Axapta and Microsoft CRM implementation scenarios

� Computer network factor. When you implement ERP, you have to use your Windows Domain or Workgroup as a platform with multiple tunings and connectors to make your ERP hosted and implemented in this environment: shared network folders, network printers (preferred printers with their driver for specific GP documents printing), Reporting access and security (in the case of GP you restring access you your FRx sysdata, where reports are stored in metadata, for example)

� Contractors management. If you deploy different companies to build your IT network and implement ERP � both companies may be pretty confident in their core expertise, however if they do not work out shared vision of implementation � it may fail in the interoperability area. This is especially possible when IT contractor moves ERP system to new hardware (new more scalable server) without MRP consultants being involved. General advise � consider having one of your employees or insiders playing project management role to coordinate your contractors

� Documentation and Control. When you are small, you probably just have business owner or your trusted employee to keep in her/his mind the system and support it as needed. However, when you are in the midsize business category, when your IT department has several people, and you don�t have documentation and business processes MRP automation workflow � there is the risk of losing control, especially when you decide to change ERP consulting contractor, or if you have to replace your IT internal workforce. Specific GP case would be keeping Dexterity source code of your custom piece � DYNAMICS.DIC with your scripts

� Traditional ERP Implementation Wisdom. In this article we don�t repeat it in detail, however, we recognize its importance and encourage you to familiarize yourself with traditional ERP implementation success factors. It may orient you and prevent you from repeating common errors. If you need quick directions, in google enter �ERP Implementation� and read few articles on the top




About The Author

Andrew Karasev, Alba Spectrum Group, http://www.albaspectrum.com help@albaspectrum.com 1-866-528-0577, 1-630-961-5918, serving Microsoft Dynamics GP USA and Canada nationwide: Toronto, Montreal, Vancouver, Calgary, Windsor, New York, San Francisco, Los Angeles, Miami, Orlando, Pittsburg, Toledo, Indianapolis, Detroit, Philadelphia, Boston, Washington, Seattle, San Diego, Phoenix, Austin. Local service is available in Chicago and Houston metros: Rosenberg, Katy, Richmond, Dallas, Galveston, Sugar Land, Naperville, Wheaton, Plainfield, Aurora, Wheaton, Downers Grove, Lisle, Oakbrook, Morris, Marseilles, Joliet, Montgomery, Oswego, DeKalb. With reasonable travel we serve Springfield, Bloomington, Normal, Peoria, LaSalle, Ottawa, Dixon



Source: www.articlecity.com

Can Adware Be Badware ?

Can Adware Be Badware ?
by Arvind Singh

Adware can so badly infect your system that that you have to end up reformatting the infected computer by literally wiping everything out and doing a fresh install. Use antispyware software or adware removal tool to remove the threatening adware.

Adware is major commercial business with lots of money in it. Sometimes you become so badly infected with malware adware that you have to end up reformatting the infected computer by literally wiping everything out and doing a fresh install.

Advertising is nothing new, and used responsibly and in the appropriate context, is useful and beneficial to the user. But in Internet advertising Adware is something we all have to be very careful about because of its dangerous activities once installed in our system, especially if we didn't consent to it. Any unauthorized program carries the risk of making our computers unstable. And if infected with adware, the system performs really slowly and crashes constantly.

Sometimes the system does not even boot up. On top of all this, when you try to clean up your badly adware infected system, you encounter serious problems. If there are too many adware items to remove your antispyware software or adware removal tool, your computer may not be able to handle the load. Moreover, after you remove the adware, it may have taken away the computer's ability to connect to the Internet.

Privacy And Security Risk

Adware acts like spyware, while threatening your privacy and security. It reports details about your browsing habits, every time you connect to the Internet, tracking what you type, what you search for and which advertisements interest you. When you surf the Web, a malware installation may very well alter your Internet Explorer security settings in such a way that it might show you treacherous sites as Trusted sites. You have the Trusted sites section so that you can be sure that these websites won't destroy your data or system. The problem about adware is that it adds deceitful sites to the trusted zone without our approval and knowledge.

If you use Windows XP and have Service Pack 2, you are supposed to be safe, but adware can be clever enough to exclude itself from list of popups to be blocked. It can even unblock itself from the Windows Firewall! Some adware use Trojan horses to conceal them so that antispyware software can't find them.

The concern with adware is even more severe when teenage kids are involved. They go to various sites to download lyrics and end up with a computer that becomes so infected with adware that it becomes a real challenge for an adware removal tool to tackle. Not only that, the adware keeps generating popups that are most unsuitable for the viewing of kids.

It is therefore, highly recommended that every computer must be installed with antispyware to ensure safety.




About The Author

Arvind Singh is admin and technical expert associated with development of computer security and performance enhancing software like Registry Cleaner, Window Cleaner, Anti Spam Filter etc. More information can be found at http://www.pcmantra.com

To know about the Registry Cleaner visit at: http://www.pcmantra.com/registry-cleaner.htm

Know more about Registry Cleaner?

Read Articles at : http://www.pcmantra.com/RegistryCleanerResource.aspx



Source: www.articlecity.com

Sunday, January 27, 2008

DayCare Video

DayCare Video
by Richard Robinson

Finding adequate childcare has become increasingly difficult in the bay area. Population increase has made finding services such as childcare difficult. Three Silicon Valley businessmen faced with this problem came up with an innovative solution. Out of their frustrations with the usual time consuming methods of finding good day care for their own children, a new concept embodied in their company, DayCareVideo.com emerged.

Three South Bay professionals Richard, Scott and Howard came up with a unique answer to finding quality childcare. They experienced the time consuming process of looking for child care for their own children. They had looked for child care individually, going to many different homes and centers. Talking about their problems, they decided collectively there must be a better way. In the discussion of solutions, it was confirmed that the available technologies were not being efficiently used to eliminate the time consuming process of having to go from one childcare provider to another. They believed that it would be much more efficient if parents who were busy professionals could go to one location and view slides or videos of available childcare providers.

The team believed that if local childcare providers could be presented this way, parents could then have an opportunity to select those specific providers they felt could meet their requirements. This would give them an immense break of time and expense from having to phone, drive and interview providers all over the East, West and South Bay areas. Richard, Howard and Scott took their idea and have made it into a practical business. DayCareVideo.com offers an extensive and growing list of childcare providers on videotape. Subscribers to this service can make an appointment with them and have them come to your home or business and show you videos of the providers.

These videos show facilities locations, give information on programs and discuss the philosophy of the different services their Videos answer questions and makes referrals to those childcare providers that their clients are interested in.

This service has also proven itself very popular with employers. They can offer this service as part of their employee benefit package. Employers find that this is a very popular part of the packages for new employees who come from other cities and areas. Many employees coming to the area with their families use this service for its cost effectiveness. Established employees starting new families find it very useful for locating services. This benefit also helps the employer by reducing the amount of time employees are away from the work place finding childcare services. Lost man-hour's can seriously affect the efficiency of companies.

Using DayCareVideo.com's services can be one of the ways in which employers can reduce employee absenteeism. Contracting the services of DayCareVideo.com gives the employer a progressive image, one that enhances its stature, in an era where employees through their unions and other organizations like the National Organization for Women have emphasized employers to be more responsiveness to the childcare problem.




About The Author

Richard Robinson, http://DayCareVideo.com's founder states "We don't want to compete with established childcare providers, we want to enhance the field by offering a service that makes the selection of childcare a more informed and efficient process".



Source: www.articlecity.com

The Power of Attraction

The Power of Attraction
by Matt Bacak

The power of attraction concept has become very popular in recent months. The power of attraction is a mindset that you can have things attracted to you if you take the right steps. For example, if you change your mindset from worry to confidence then you will attract the things you desire. Another example is to let your desire be known and send this information out into the universe. The universe will respond by sending the things you desire your way. Many people believe that this concept is extremely powerful.

Are you looking for ways to improve your business? What specifically do you desire? Do you want to make more contacts? Do you want to earn a higher income each month? Begin by writing down the things that you desire. For example, you might want to earn $10,000 per month. Then set a goal a little higher than this amount. For example, make your goal $15,000 per month. Believe that you can achieve this goal each month. Set your mind on a positive path.

In other words, look for the impulse that comes from within and act on it. You have planted a seed within yourself. Your job is to act on the signals from this seed. Those actions will set you in the direction of your dreams and intentions.

Here�s an example of the power of attraction at a conference. There are hundreds of people at the conference. They were instructed to get out 3 business cards. On the back of the first card, they were to write down something they wanted that someone on this planet can provide. They had to be specific.

For example, they are looking for a particular product or person. The power of attraction dictates that they can find somebody in the room that has what they are looking for or know someone who does. They repeated the process with the two other business cards as well. They have planted their order in the universe because these people wrote their desires down.

Here�s another example. One man wanted to talk to the famous business man Richard Branson. This man thought about it in the airport and suddenly a magazine article about Richard Branson appeared to him in the airport gift shop. The man now has a chance to contact the author of the magazine article so he can eventually meet Richard Bronson. This shows the power of attraction and networking. This also shows you that your desire can come to you in some surprising way.

Follow this exercise and get your desire out in the universe. They may just come true.




About The Author

Matt Bacak began investing his first earnings at the tender age of 12, a young businessman in the making. Now, 15 years later, Bacak survived failed businesses, botched partnerships, heavy credit card debt and bankruptcy - all in preparation for the accomplishments he has achieved today as a well-established Internet millionaire and best-selling author.

For more information, visit Bacak's site at http://www.powerfulpromoter.com or sign up for his Powerful Promoting Tips at http://www.promotingtips.com



Source: www.articlecity.com

How to Save on Home Heating Energy: Superb Saving Ideas

How to Save on Home Heating Energy: Superb Saving Ideas
by Sarah Miller

To say that you can save on your homes heating system and energy isn't an understatement. Reduced bills on your electricity, maximized heating system, and a whole lot of energy saving phenomenon are things you don't see everyday but desire to obtain.

Everybody longs to reduce his or her expenses on energy and heating system and save more money for the future. Besides, people don't work just to pay the utility bills alone. There are still many things that have to be considered when disbursing money.

The greatest reason for this dilemma is the on-going increase of the commodity prices as well as energy consumption charges. Everything seems to have high prices nowadays. It is best to trim down the other expenses in which you have control of, such as energy consumption.

One of the best examples that utilizes energy more are the home heating systems. Heaters are used by homes that are situated in cold countries.

However, heaters can eat up bigger portions in your electricity bill. In fact, statistical reports prove that heaters are one of the largest energy consumers in every home, that is, more than half of the consumption rate in a given year.

For this reason, it is imperative to think of ways to save on heating systems so as to save on energy consumption as well. As you save on these items, you get more value for your money.

But how? Things are, most of the time, easier said than done. So if you think that it is easy to maximize your heaters and save more on energy, think again.

To help you, here is a list of some energy saving tips that will help you cut back on your heaters energy consumption.

1. Use solar energy

Natural is always the best. To save more on energy, it is best to use solar energy when using water heaters in your homes heating system. In this way, you trap natural heat coming from the sun. You will consume less energy.

With the solar energy utilized in your homes heating system, you can start heating your water for showers or revolutionize your homes heating system and still reduce your electricity bill.

2. Inspect your home

To maximize your homes heating system, it is best to inspect your house for any leakage. Leaks will let the heat seep out from your home, thus, absorbing cold from the outside. Most of the areas that leakage starts to develop are in the windows, doors, and fireplaces.

Once identified, it is best to take some proper actions as soon as possible so as to cut back any unnecessary costs on energy.

3. Sue heaters on frequently used rooms only

To save more energy, only use heaters on areas that are frequently visited and used by your household. For rooms that are not being used, try to turn off the thermostat or close the windows to utilize natural heat.

By doing so, you can cut back your energy consumption through your heater by as much as 50%.

4. Insulate

One of the biggest secrets in maximizing your homes heating system is insulation. A properly and well insulated home can guarantee a comfortable home without using too much energy. Thus, you can save more money by cutting back your energy consumption.

It is best to use some insulating devices on your roof, windows, and other areas that need padding. This will block the heat in and keep it from escaping the house.

5. Get a good heating system

Of course, you can never guarantee lower energy bill if not for an efficient heating system. Defective heating system can utilize twice as much energy as those that are functioning properly. The tendency is to use more force just to boost more heat, and the more force the heating device use, the more energy it will consume.

Besides, defective products would require frequent visits to repair shops and that would be additional expenses for you.

All of these things can help you maximize your heating system and save more energy. In this way, you can save more money and use it on other things that need prioritization.




About The Author

The above article was written by Sarah Miller on behalf of a buzzing online Kitchen and Bathroom Remodeling Contractors community where homeowners easily and painlessly find the right contractor for their home improvement projects and in turn, contractors can find the right Home Improvement Leads! Also check out the http://QuoteCity.com Blog for more related Kitchen and Bathroom Remodeling Articles and Ideas.



Source: www.articlecity.com

Commercial Business Loans�Envision your Financial Reasons

Commercial Business Loans�Envision your Financial Reasons
by Tim Kelly

Growing flaunts of the financial status in the society, more and more people are trying to be a part of the country�s economy. Monetary is the problem of yesteryears. Provisions of the commercial business loans in the fiscal market have made the start up of individuals� plan into a grand success. Now, the people who have good ideal plans of their businesses but money, the real impediment, can avail the facilities of these loans.

Under the commercial business loans, individual can facilitate the fund into the infrastructural development of the enterprises. The loans are committed to making financing process as simple and risk free for the borrowers as possible. Only the need is of accessing online. Have advance knowledge through online of the commercial business loans before jumping into the fiscal market.

There are many lenders available online for the commercial business loans. With their respective terms and conditions, just go through once the proposed offers. Individuals would gradually come to know about the fluctuation of the commercial business loans market. If once you understand the deal, nobody could take advantage of ones financial situation. So be attentive and hassle-free while deal making.

Many optional modes of availing the commercial business loans are available in the market. Just go buy some of them. Some requires collateral, whereas some lacking of pledging. But, the amount offered by these lending authorities is more or less the same. Repayment period set for the borrowers is figured out according to the financial status of the individuals.

It is always a suggestive part of the commercial business loans is that abide by the conditions settled between you and the lenders. As deferment could affect your credit rating, be stick to stipulated terms and condition.

All that individuals have to do is to make an ideal plan so that can impress the lenders. Present the plan with best of your energy and verve. Make each and every point clear to the lenders if any question erupts. Show the plan to a progressive and profitable enterprise in the future.

Business is an idea to the vision and vision should be clear.




About The Author

Tim Kelly is an expert in finance having completed her LLM in Finance (Master of Laws in Finance) from Institute for Law and Finance at Frankfurt University. She is currently working with Commercial Business Loan as a financial advisor. To find commercial loan, commercial loans in UK, commercial secured loan, cheap commercial secured loan, commercial secured loan uk visit http://www.commercialsecuredloan.co.uk/



Source: www.articlecity.com

Why Pay Others To Recover Unclaimed Money Payable To You? Do It On Your Own!

Why Pay Others To Recover Unclaimed Money Payable To You? Do It On Your Own!
by Nicole Anderson

If you have received communication indicating that you may be owed unclaimed money by an individual offering to recover your unclaimed money at a hefty cost, then you are not the only one to have received such an offer. Such offers are very common. However, individuals baulk at the idea of paying a lot of money to recover their own money. If you want to recover your unclaimed money without denting your wallet, there is an effective and efficient method for you to do so.

Contrary to the fears of some individuals, the service of recovery of funds or finding of money is not illegal. It is a legal service offered by property locators or by heir finders.

Unclaimed money recovery services are regulated by the law. So much so the maximum that can be charged from a person who is owed unclaimed money has been provided for in the law. The money is paid for the efforts of the individual to bring the existence of proof of unclaimed money to the individual.

If you are not comfortable with the idea of paying some other person for locating YOUR money, then you can act on your own and try to claim the money yourself.

The money that you had deposited in the old checking or savings accounts or the value in the stocks, bonds, dividends, insurance policies and safety deposit boxes, which have been forgotten and ignored are the prime constituents of unclaimed money. If you remain untraceable, the institutions shall hand over the money to the State after the expiry of a fixed period of time.

Once the money is handed over, the agencies hold it waiting for you to come and claim the same. These agencies are required to advertise and are expected to try to contact you to repay the money. However, this never does happen and the owners are expected to take the initiative.

Searching for unclaimed money is very simple. The first thing to do is to search an unclaimed money database. If the database searches details of unclaimed money from all state and federal databases, then that is the database that you ought to be using. Using any other database will give you incomplete results. You may still be owed unclaimed money.

All-in-one databases charge for their service. However, the databases do not demand immediate payment. They allow one free search to the individual to determine if he or she is owed money or not. Then, it is for the individual to decide.

Once the unclaimed money is found, all one has to do is fill the appropriate forms, which can be downloaded from most of the websites for free. The individual is required to attach proof of identification and/ or proof of either ownership or entitlement of the unclaimed money. Together, the two documents should suffice.

Verification process is initiated if the documents and the form are found to be in order. The unclaimed money check should arrive, at the earliest, within two weeks and, at the latest, within sixteen weeks.

If additional documents are required, you shall be contacted by the agency.

If you follow this procedure, you can easily find and claim the unclaimed money without having to pay even a single cent to any other person.




About The Author

Nicole Anderson offers detailed information about the problem unclaimed money at http://www.cashunclaimed.com. The database of http://cashunclaimed.com includes information from the state as well federal databases. The website offers unlimited search to the members. A free money search to locate your missing money is possible today.



Source: www.articlecity.com

Saturday, January 26, 2008

7 Proven Steps to Fix Your Personal Finances That You Can Implement Right Now

7 Proven Steps to Fix Your Personal Finances That You Can Implement Right Now
by Bruce Hokin

Fixing your personal finances is not rocket science. You can do it if you apply some commitment and are prepared to stick to the plan. Imagine how your world could open up if you were debt free. Imagine all the options. Quit your job, work fewer hours, have more holidays or just help others.

The proven methods listed below will work for you if you are determined to succeed and implement them in your own circumstances.

Step 1. Imagine how good life will be once the debt is paid.

Imagine for a minute how good life would be to if you were debt free. Think what you could do with the money you currently use to pay off those credits cards. You could use it to save for your future, save for your retirement, hit the sales with a clear conscience, go on holidays or save for your children's college education. Think on this often and visualize in your mind's eye how your life would change for the better once the debt was gone. If you seriously want this to happen to you it will be easier to follow the next steps.

Step 2. Do a budget.

Unless you know what your financial position is currently you won't know what targets to set, will you. Agreed? Good. The best, most simple way to do this is to set up a personal or family budget. A lot of people stop here and don't progress any further. Bad idea! This can be done very simply. Just follow the points listed below:

a) Get out your latest credit card statements. Add up all the unpaid balances.

b) If there are any other unpaid debts (not home or car) include these balances as well.

c) Calculate your (or family) monthly income - just the amount brought home each month.

d) Calculate your monthly spending. Work out where all the money goes. Don't leave any thing out.

e) Take the monthly spending total away from the monthly income total and review the answer.

Are you living beyond your means? Are you spending more than you earn each month? Are you putting any money aside for emergencies or saving to replace costly items such as the car or some major electrical appliances? Do you have any money left over to increase your monthly credit card payments? Set your self a goal of paying off your credit cards within a certain time.

The questions raised here can be addressed by putting Steps 3-7 into practice.

Step 3. Live within your means.

You can never get your finances under control if you continue to live beyond your means. The cost of living this way is the interest charged by the credit card provider. This is one of the major reasons you are suffering now. Commit yourself to live within your means. Once you have done the budget as outlined in Step 2 you can easily see what you have available to spend.



Step 4. Cut up your credit cards. (Well, maybe keep 1 for emergencies, if you have to.)

It is really important not to add more debt. Read that again. If you can live within your means, you can cut up your credit cards and focus on paying off the credit card balance as soon as possible. You may have items around the house that can be sold. Maybe a second car that is not a necessity. Sell these things and use the funds to pay down the credit card balances. Take on some extra hours at work, think of ways to earn extra income so that these extra funds can be applied to those credit card balances.

Step 5. Find bargains - have fun.

If this whole process becomes a drudgery then it will all become too hard and you won't keep going. Don't let this happen! Set some money aside so that you can, occasionally, buy those things you want. Learn how to only buy things you need and ensure they are at the cheapest price possible. Here are some hints that will help:

a) Look for sale items

b) Don't buy on impulse

c) Only use free cash funds to buy - not by credit card

d) Ask yourself "Do I really need this?" twice or three times before you hand over your hard-earned cash.

e) If there is something you really want - wait for it to go on sale.

f) Don't buy your items at the height of the fashion or the fad, wait a few weeks.

Step 6. Set aside a savings amount.

A target of 20% of your take-home salary is recommended. However, saving any of your salary is a good start. Set your goal and stick to it. The idea is to match your lifestyle to your income. Having some savings can help in emergencies, pay a larger deposit on your next car or be the beginnings of your holiday or retirement nest egg.



Step 7. Don't compare yourself with others.

Your task of living within your means will be made easier if you don't compare your lifestyle with others. You don't know, but their finances may be in a worse state than yours. If you want a better lifestyle, then save for it and/or work out ways to increase your income.

These are just the very beginning steps that you can take towards getting your finances in shape. With a little commitment and the right tools, you will succeed.




About The Author

Bruce Hokin has designed a simple budget tool called "5 Steps to Freedom" Personal Budget. It based on his extensive background as a qualified, experienced accountant, manager, consultant and financial adviser. You can be on your way to financial freedom within the hour. It is available at his website http://www.freedom-personal-budgets.com



Source: www.articlecity.com

Self-Defense For Yourself, Your Family And Your Business

Self-Defense For Yourself, Your Family And Your Business
by JOSEPH MIGUEL URVINA

Unfortunately Crime is on the rise. No matter where you live and work where there are people, some one will be unhappy. Its called human nature. No one can predict the future, but there is always something's that can be done.

* The 2005 F.B.I. CRIME REPORT

* VIOLENT CRIME INCREASED 2.3%

* FORCIBLE RAPE DECREASED 1.2%

* ROBBERY INCREASED 3.9%

www.fbi and use .org

Like the Boy Scout's ma to "Be Prepared" It will increase the odds that you may prevent something from happening to {You and Your's}.

The first thing to think about is there are many situations that may occur and to be aware of them. That way you may not have to experience a "Bad Seen" to learn from it. The best way to learn is from other people's experiences's.

Be proactive buy doing something, anything, that will give you some peace of mind. The key is not to become a victim.

Three things you can do.

* Be Aware

* Prepare

*Learn from others

(Like Classes, Books, Video's and the Internet)

Remember when you were young and encountered your first bully , at first you were afraid, that is the first element. Fear and it worked for the bully, fear of being physically harmed.

And then your parent may have notified authority's or maybe you learned how to fight back. Mostly by ignoring them "mentally" or maybe taking a boxing class or a self-defense class like I did my self way back when.

Don't wait for the experience. "Be Aware".

Now that we are all adults we need to be ready, "Prepare" Things are much more serious these days, we all have families and business's to consider.

Not to mention "TERROR".

We all can learn from others, like your local crime prevention organizations, your local police, there are free self-defense classes in almost all communities so you don't have to spend a whole lot of money to "Prepare" for the worst.

Get involved with "Community Crime Prevention" organizations.

We are all neighbors.

Check your local resources, the libraries are a great source, of course there is always the Internet..

What are you going to do?

Don't be a victim!

* BE AWARE

* PREPARE

* LEARN FROM OTHERS

MOST OF ALL BE SAFE!!!

THANK YOU!!

JOSEPH MIGUEL URVINA

PEP|SELF-DEFENSE PRODUCTS @ http://www.pepsafetytec.com




About The Author

J.M.U. "PEP" Thank You For Your Attention. Please Be Advised. Joe Has Been A Community Activists For 30+ Years. Former President Of UNICO International Trading Co. Currently Manager Of " Pepsafetytec" Self-Defense Products. ( http://Pepsafetytec.com }



Source: www.articlecity.com

Why Photographers Need To Use Camera Downloader Program?

Why Photographers Need To Use Camera Downloader Program?
by Martin Brinn

As a digital camera owner you may not be surprised to learn that digital import software to automate image transfer from your card-reader or digital camera is important. Everyone needs to get their images from point A the camera to point B the computer and we need this task performed with the minimum of fuss and bother. As photographers we are all aware that there are occasions when we will need images rotated or some pictures may require a little resolution correction. Using professional digital camera downloader program like RoboImport to automate photo transfer and to perform some image adjustments easily manages mundane digital camera workflow tasks.

When purchasing your new digital camera it may come with program that claims to be the �gift with your purchase�, some quaint little image viewer. Usually this digital camera import software is offered on a trial basis or it is the bare minimum quality, if it�s any good at all. With the lower cost of digital cameras today many don�t even come with any digital camera downloader software at all, in fact if you�re lucky your camera package might come with a driver for your computer for digital camera communication but nothing else at all. Some new images may believe that since their new camera did not come with any special digital camera workflow program, it�s not required. Unaware that the uploading photographs from their camera does not require time consuming steps. They will begin by creating folders, then picking photos out one by one and face the next process of cataloguing and arranging. This is simply unthinkable for photographers or even new photography enthusiasts who have thousands of photographs to process and organize.

Digital camera workflow program specifically developed to transfer your photos from your camera to your PC does far more than automate the picture transfer process. Any program that would just perform just this task is really quite inadequate. Photographers require professional digital camera workflow software such as RoboImport. This recommended digital camera workflow program will detect the camera connection for us photographers that may not be seasoned computer experts. RoboImport will create the required folders to transfer the images into, and even rename it accordingly. Some less professional digital camera import program may present a problem during the upload process by duplicating filenames and sadly overwriting other treasured photographs that may be present in the computer. RoboImport takes the precaution of renaming pictures from the standard number your digital camera presets, by reading and recording the EXIF information of the photographs to create a unique code representing the date and time the photo was photographed. The complete EXIF information including your cameras make, model and settings will also be transferred with your images, retaining this information is absolutely necessary for professional photographers.

RoboImport will also rotate images when required, correct image resolution (DPI) and add any further IPTC-NAA information to the photos you would like to include. When managing hundreds of images this is an exceptional time saving feature. Wildlife and travel photographers are also considered with the added ability of RoboImport to include GPS coordinates of the photos location.

Professional photographers who do not have access to their RAW photos do not do their work any justice. JPEG images are not as good in quality and are prone to bleeding and blurring the photographer was not responsible for, and certainly their camera did not create, this is a result of the compression required to convert photographs JPEG images or other formats. RoboImport saves both the RAW image file and the JPEG image in separate folders giving the photographer the photograph they really took, as security and backup against format conversion damage.

Excellent digital camera workflow program like RoboImport will also open your Picajet photo manager, or other available digital photo manager you might have on hand for further assessment of your photographs. The time and fuss saved by using software to automate image transfer gives the photographer back their time to spend on the tasks they want to be performing, like taking masterpiece photos.

To learn more please visit RoboImport�s home page:

http://picajet.com/en/index.php?page=Digital-Image-Management-Software




About The Author

Martin Brinn,

A 31 years old photographer and writer with in-depth coverage of a wide range of subjects: digital photo software review, travel, scenics, people, geography, lens review, luxury foods and handcrafted products. Based in Phoenix, Arizona state of US, I am available for assignments anywhere, but consider this area and USA, where I have lived for nearly 20 years, a specialty.

http://www.picajet.com?writer=martinbrinn



Source: www.articlecity.com

Friday, January 25, 2008

South Street Seaport Restaurant Is An Enchanting Place For Foodies

South Street Seaport Restaurant Is An Enchanting Place For Foodies
by Neil Folley

South Street Seaport Restaurant is a perfect place to enjoy your evening.Usually, the atmosphere of a restaurant is mind-blowing and astonishing and so it is successful in attracting a lot of customers. The place is the favorite place of many people as they really have a wonderful time to splurge here. The restaurant offers an appeasing ambience to make your time very pleasant. The restaurant in South Street Seaport will undoubtedly give some exceptional and unforgettable experience of your life .You will be so much fascinated that you will always want to visit this place as they solve both the option of enjoying and dinning. You are so much spelled by this place that you always look out for some reason to visit it quite often. The delicious food and the enchanting atmosphere makes you so much involved in the activities that you forget rest of the things.

A restaurant is the preferred place of all those who are fond of mouth watering dishes and partying with friends, colleages and with beloved ones. You can have anything that you whether lunch, dinner or a party and others that you desire. It�s really a loving and romancing moment to visit the restaurant with your spouse or beloved ones to enjoy the candle light dinner. The ambience of a restaurant is the first thing that attracts all the visitors. It energizes you so much that you forget other stuffs and get fully engaged in the activities to make a pleasing evening. The furniture needs to be trendy and comfortable also to help you to have a good sitting. The lighting system of the restaurant should be classy and fashionable to spellbind you. A dim light is mostly preferred as it creates a soothing and gentle environment that most visitors prefer. Such a wonderful place is an ultimate destination where everyone would like to spend their quality time.

If you are residing in South Street Seaport then you can find various restaurants that delivers quality service. You can browse in internet or can ask your friend who has ever come across the best south street seaport restaurant in that place. You must look for the type of food and the quality of service that they cater to the customers. A good restaurant will definitely consider customer satisfaction as it will help them to business well and get reputed among the restaurant lovers. The manager of the restaurant has to ensure that the visitors get the best quality service and all their demands get fulfilled promptly. In this way the restaurant gets much advertised and it encounters an increase in the number of visitors.

A restaurant does have all the option of fooding.You can also have drinks on demand. The menu card contains all the food items that the restaurant has for the customers. Almost every restaurant has a food specialization and this thing makes it different from other restaurants. You can find all the beef products that are very popular among the guests. You can also party with your friends and colleagues or can throw a party if you want. The restaurant has all these arrangements to let you have a wonderful and mesmerizing moment .Before throwing a party in the restaurant ,you must look for their experience and the quality service that they deliver after all you are going to spend your money.




About The Author

Neil Folley holds a Masters Degree in Hotel Management.He loves good food and arranging private parties.To book for Sunday Parties and enjoy tasteful food at South street seaport restaurant visit http://www.markjosephsteakhouse.com



Source: www.articlecity.com

How Can Hiring Your Kids Help You Save on Income Taxes?

How Can Hiring Your Kids Help You Save on Income Taxes?
by Kristine McKinley

Hiring your children in your business can be a great tax savings strategy, as well as a way to teach your children about business and money.

Wages paid to your children (between the ages 7 and 17) are a valid business deduction, as long as they do bona fide work, and they are compensated fairly.

Your children can earn up to $5,350 (the standard deduction amount for 2007) before they will owe any income tax. Because you are getting a business deduction for the wages paid to your child, this is income that you also will not pay taxes on.

In addition, if your children are under age 18, you don't have to pay Social Security or Medicare taxes on them. You do not have to pay unemployment taxes on them as long as they are under age 21. This is a huge tax savings since you would have to pay these taxes on any other employee you hired.

Even if you pay your children more than the standard deduction amount, you will still come out ahead. In most cases, your children will be in a lower tax bracket than you, so by paying them a wage, you are shifting income from your higher tax bracket to their lower tax bracket.

Strategy: If you are paying your children more than the standard deduction, they can shelter even more income from taxes by opening an IRA account.

Hiring your children does not raise a red flag with the IRS, but you should document your children's salary and services provided to audit-proof your tax return. To do this, keep a time sheet showing the date, hours and services provided by your children, and write them a check for their wages.

Note: You may have heard of the "kiddie tax". Earned income, including wages that you pay your children, are not subject to the "kiddie tax" rules, regardless of their age.

Example: In 2007, you can pay your child up to $5,350 (the standard deduction amount in 2007) before either one of you would incur any taxes. Suppose you are in the 28% tax bracket and you pay your 15-year old son $5,000 over the course of the year to perform office related tasks.

You get a business deduction for the wages paid to your son, saving you $1,400 (28% of $5,000). In addition, this reduces the amount of profit that is subject to self employment taxes (15.3% of $5,000 = an additional tax savings of $765). Your total tax savings in this example is $2,165.

Since your son's earnings are less than the standard deduction amount, he does not owe income taxes on his earnings. In addition, because your son is under age 18, you do not have to pay Social Security, Medicare or unemployment taxes on him like you would with a regular employee.

Action: If you have children between the age of 7-17, consider putting them on the payroll. You will need to keep time sheets showing the dates, hours and services performed. You should also write them a check to substantiate the wages.

Filing Guide: You will need to file quarterly payroll tax reports (Federal Form 941, state payroll tax forms) for your children (even though no taxes are due). In addition, you will need to file a Form W-2 for your children at the end of the year.

Sources: IRS Publication 15, Chapter 3, Family Employees




About The Author

Kristine A. McKinley, CFP, CPA, and founder of Beacon Financial Advisors, teaches individuals and families how to invest and plan for retirement, college, and other financial goals. Kristine offers financial and tax planning on an hourly, fee-only basis.

For free financial planning tips, worksheets, checklists and more, visit http://www.financialtipsforwahms.com



Source: www.articlecity.com

Insights Into Establishing A Harmonious Blended Family

Insights Into Establishing A Harmonious Blended Family
by Sharon Vaz

Many adults are getting married with children already in the wings. The result � blended families � can be greatly rewarding, although not without conflict. This article highlights some areas of concern for blended families and how to deal with them.

It is not uncommon these days for couples to pursue remarriage with children already in tow. Blended family statistics show that at least one in three Americans is now a stepchild, stepparent, a stepsibling, or some part of a blended family.

Blended families are usually the result of remarriage after divorce, where both bride and groom have kids under their wings. Or perhaps it�s a first time wedding for two single parents. Whatever the reason, families that are united by virtue of marriage and not blood are on the rise, bringing hope and stability to many people�s lives.

Blended Family Remarriage Conflicts

It�s not much of a surprise, however, that kids who suddenly have to deal with a "stepmother" or "stepfather" tend to shy away, become closed off, or openly rebel towards change. It�s a normal blended family issue that can be dealt with successfully; one must be prepared for resistance though.

Another blended family problem that often crops up is experienced by adults who can�t deal with children that are not their own. This usually stems from the idea that because a child is not one�s own flesh and blood, one has no real right to get involved in that child�s life. Like every other blended family conflict, it can be dealt with positively and effectively.

If you are part of a stepfamily, you�re probably familiar with these and other situations. The good news is, these are all perfectly normal and each situation can be resolved given sufficient time, love, and understanding.

The following are some common stepfamily conflicts and how you can handle them positively, solidifying your family�s unity and strength.

The Blended Family � Start Off With A Statement

It�s a good idea to make a commitment from the very beginning of your relationship. Couples have found that engaging in a unity family ceremony during the wedding is a great way to encourage family members to accept and love each other.

Basically, a unity family ceremony is when the bride, groom, and children all take turns pouring different colored sand into a glass jar or vase, creating a unique symbol of their unity. Families can also recite a blended family vow for the wedding to verbally signify their commitment to unity and harmony. It�s a great step towards getting along with each other and is very conducive to the growth of familial relationships.

The Blended Family � Decide On Where to Live

A big factor in establishing harmony in a family is your place of residence after getting married. Obviously, there�s no place like home and some children resent the idea of having to move into a step-siblings house (while the original resident stepsibling doesn�t have to endure the same sacrifice). A new home for everyone means the entire family has to start over and everyone is equal. It can be refreshing and exciting to move into a new home together.

The Blended Family � Face and Bury Old Conflicts

If a family is formed after a remarriage, children and parents are liable to carry over hurts and resentments from the previous marriage that can affect the harmony of the new family. For example, anger towards ex-husbands or wives, disappointment in children that their biological parents won�t ever work things out � these things can be deeply painful to deal with.

It�s best to handle these issues in a loving, non-judgmental manner, with everyone agreeing to support each other until the emotional wounds have healed. Constant verbal support and affirmation, hugs and kisses, and other forms of affection can all have massive impact on individual feelings.

Being negative and standoffish will only perpetuate ill-feelings and disharmony. Start your remarriage by being positive and strong for others in all situations.

How to Build Blended Family Relationships

The overall secret to building a strong blended family is to pay attention to the feelings of everyone involved and to build good faith between each other as a result.

Regarding the issue of discipline: a parent can start exerting authority and instating rules once he or she has earned the trust of the children. You can do this by listening, empathizing, and taking a genuine liking to a child�s interests. Once you have proved you are for real and you truly care, they will trust you even when you discipline. It�s all about building caring relationships above anything else.

We wish all parents and children good luck as you strive to build a strong blended family. To quote the Beatles, �All you need is love.� That, in a nutshell, is what makes both natural and blended families work out.




About The Author

Sharon Vaz is founder of http://www.unitysandceremony.net, an authority website dedicated to providing brides resources on planning an spectacular Unity Sand Ceremony.



Source: www.articlecity.com